diff --git a/app/(protected)/hse/settings/page.tsx b/app/(protected)/hse/settings/page.tsx
new file mode 100644
index 0000000..5fb3c47
--- /dev/null
+++ b/app/(protected)/hse/settings/page.tsx
@@ -0,0 +1,32 @@
+export const dynamic = 'force-dynamic'
+
+import { redirect } from 'next/navigation'
+import { createClient } from '@/lib/supabase/server'
+import { ApiKeyForm } from '@/components/settings/api-key-form'
+
+export default async function SettingsPage() {
+  const supabase = await createClient()
+  const { data: { user } } = await supabase.auth.getUser()
+  if (!user) redirect('/login')
+
+  const { data: profile } = await supabase.from('users').select('role').eq('id', user.id).single()
+  if (!profile || profile.role !== 'admin') redirect('/hse/dashboard')
+
+  const { data: settings } = await supabase
+    .from('app_settings')
+    .select('key, value, updated_at')
+
+  const settingsMap = Object.fromEntries(
+    (settings ?? []).map(s => [s.key, { set: Boolean(s.value), updated_at: s.updated_at }])
+  )
+
+  return (
+    <main className="max-w-2xl mx-auto px-4 py-6">
+      <h1 className="text-2xl font-bold text-gray-900 mb-2">Settings</h1>
+      <p className="text-sm text-gray-500 mb-6">
+        API keys are stored securely in the database. Leave blank to use environment variables.
+      </p>
+      <ApiKeyForm settings={settingsMap} />
+    </main>
+  )
+}
diff --git a/app/api/incidents/[id]/ai/rca-draft/route.ts b/app/api/incidents/[id]/ai/rca-draft/route.ts
index d684219..e6214fe 100644
--- a/app/api/incidents/[id]/ai/rca-draft/route.ts
+++ b/app/api/incidents/[id]/ai/rca-draft/route.ts
@@ -2,7 +2,8 @@ export const dynamic = 'force-dynamic'
 
 import { NextRequest, NextResponse } from 'next/server'
 import { createClient } from '@/lib/supabase/server'
-import { anthropic } from '@/lib/claude/client'
+import { createAnthropicClient } from '@/lib/claude/client'
+import { getApiKey } from '@/lib/settings'
 
 export async function POST(
   _request: NextRequest,
@@ -17,6 +18,9 @@ export async function POST(
   if (!profile || !['hse', 'admin'].includes(profile.role))
     return NextResponse.json({ error: 'Forbidden' }, { status: 403 })
 
+  const anthropicKey = await getApiKey(supabase, 'ANTHROPIC_API_KEY')
+  const anthropic = createAnthropicClient(anthropicKey)
+
   const { data: incident } = await supabase
     .from('incidents')
     .select(`
diff --git a/app/api/incidents/[id]/ai/triage-suggest/route.ts b/app/api/incidents/[id]/ai/triage-suggest/route.ts
index 08d9279..8362486 100644
--- a/app/api/incidents/[id]/ai/triage-suggest/route.ts
+++ b/app/api/incidents/[id]/ai/triage-suggest/route.ts
@@ -2,7 +2,8 @@ export const dynamic = 'force-dynamic'
 
 import { NextRequest, NextResponse } from 'next/server'
 import { createClient } from '@/lib/supabase/server'
-import { anthropic } from '@/lib/claude/client'
+import { createAnthropicClient } from '@/lib/claude/client'
+import { getApiKey } from '@/lib/settings'
 
 export async function POST(
   _request: NextRequest,
@@ -17,6 +18,9 @@ export async function POST(
   if (!profile || !['hse', 'admin'].includes(profile.role))
     return NextResponse.json({ error: 'Forbidden' }, { status: 403 })
 
+  const anthropicKey = await getApiKey(supabase, 'ANTHROPIC_API_KEY')
+  const anthropic = createAnthropicClient(anthropicKey)
+
   const { data: incident } = await supabase
     .from('incidents')
     .select('id, incident_type, description, injury_involved, asset_involved, medical_status')
diff --git a/app/api/incidents/[id]/similar/route.ts b/app/api/incidents/[id]/similar/route.ts
index 19d1f01..666b22c 100644
--- a/app/api/incidents/[id]/similar/route.ts
+++ b/app/api/incidents/[id]/similar/route.ts
@@ -3,6 +3,7 @@ export const dynamic = 'force-dynamic'
 import { NextRequest, NextResponse } from 'next/server'
 import { createClient } from '@/lib/supabase/server'
 import { embedText } from '@/lib/claude/embed'
+import { getApiKey } from '@/lib/settings'
 
 export async function GET(
   _request: NextRequest,
@@ -17,6 +18,8 @@ export async function GET(
   if (!profile || !['hse', 'admin'].includes(profile.role))
     return NextResponse.json({ error: 'Forbidden' }, { status: 403 })
 
+  const voyageKey = await getApiKey(supabase, 'VOYAGE_API_KEY')
+
   const { data: incident } = await supabase
     .from('incidents')
     .select('id, description, embedding')
@@ -31,7 +34,7 @@ export async function GET(
     if (inc.embedding) {
       embeddingVec = JSON.parse(inc.embedding) as number[]
     } else {
-      embeddingVec = await embedText(inc.description)
+      embeddingVec = await embedText(inc.description, voyageKey)
       await supabase.from('incidents').update({
         embedding: `[${embeddingVec.join(',')}]` as unknown as string,
       }).eq('id', id)
diff --git a/app/api/incidents/ai/quality-check/route.ts b/app/api/incidents/ai/quality-check/route.ts
index 1f0019c..0f22dcc 100644
--- a/app/api/incidents/ai/quality-check/route.ts
+++ b/app/api/incidents/ai/quality-check/route.ts
@@ -2,13 +2,17 @@ export const dynamic = 'force-dynamic'
 
 import { NextRequest, NextResponse } from 'next/server'
 import { createClient } from '@/lib/supabase/server'
-import { anthropic } from '@/lib/claude/client'
+import { createAnthropicClient } from '@/lib/claude/client'
+import { getApiKey } from '@/lib/settings'
 
 export async function POST(request: NextRequest) {
   const supabase = await createClient()
   const { data: { user }, error: authError } = await supabase.auth.getUser()
   if (authError || !user) return NextResponse.json({ error: 'Unauthorized' }, { status: 401 })
 
+  const anthropicKey = await getApiKey(supabase, 'ANTHROPIC_API_KEY')
+  const anthropic = createAnthropicClient(anthropicKey)
+
   let body: { description?: string; incident_type?: string }
   try {
     body = await request.json()
diff --git a/app/api/incidents/route.ts b/app/api/incidents/route.ts
index 4c7a76f..f772fc4 100644
--- a/app/api/incidents/route.ts
+++ b/app/api/incidents/route.ts
@@ -110,11 +110,16 @@ export async function POST(request: Request) {
     .catch(err => console.error('email notification failed:', err))
 
   // Embed description asynchronously for future similarity search
-  import('@/lib/claude/embed').then(({ embedText }) =>
-    embedText(input.description.trim()).then(embedding =>
-      supabase.from('incidents').update({
-        embedding: `[${embedding.join(',')}]` as unknown as string,
-      }).eq('id', incident.id)
+  const supabaseForEmbed = supabase
+  import('@/lib/settings').then(({ getApiKey }) =>
+    getApiKey(supabaseForEmbed, 'VOYAGE_API_KEY').then(voyageKey =>
+      import('@/lib/claude/embed').then(({ embedText }) =>
+        embedText(input.description.trim(), voyageKey).then(embedding =>
+          supabase.from('incidents').update({
+            embedding: `[${embedding.join(',')}]` as unknown as string,
+          }).eq('id', incident.id)
+        )
+      )
     )
   ).catch(err => console.error('embed error:', err))
 
diff --git a/app/api/settings/route.ts b/app/api/settings/route.ts
new file mode 100644
index 0000000..2f6e6d0
--- /dev/null
+++ b/app/api/settings/route.ts
@@ -0,0 +1,65 @@
+export const dynamic = 'force-dynamic'
+
+import { NextRequest, NextResponse } from 'next/server'
+import { createClient } from '@/lib/supabase/server'
+
+const ALLOWED_KEYS = ['ANTHROPIC_API_KEY', 'VOYAGE_API_KEY'] as const
+type SettingKey = typeof ALLOWED_KEYS[number]
+
+async function requireAdmin(supabase: Awaited<ReturnType<typeof createClient>>) {
+  const { data: { user }, error } = await supabase.auth.getUser()
+  if (error || !user) return null
+  const { data: profile } = await supabase.from('users').select('role').eq('id', user.id).single()
+  if (!profile || profile.role !== 'admin') return null
+  return user
+}
+
+export async function GET() {
+  const supabase = await createClient()
+  const user = await requireAdmin(supabase)
+  if (!user) return NextResponse.json({ error: 'Forbidden' }, { status: 403 })
+
+  const { data } = await supabase.from('app_settings').select('key, value, updated_at')
+  const masked = (data ?? []).map(row => ({
+    key: row.key,
+    set: Boolean(row.value),
+    masked_value: row.value ? `${row.value.slice(0, 8)}${'•'.repeat(12)}` : '',
+    updated_at: row.updated_at,
+  }))
+  return NextResponse.json(masked)
+}
+
+export async function POST(request: NextRequest) {
+  const supabase = await createClient()
+  const user = await requireAdmin(supabase)
+  if (!user) return NextResponse.json({ error: 'Forbidden' }, { status: 403 })
+
+  let body: { key?: string; value?: string }
+  try { body = await request.json() } catch {
+    return NextResponse.json({ error: 'Invalid JSON' }, { status: 400 })
+  }
+
+  if (!body.key || !ALLOWED_KEYS.includes(body.key as SettingKey)) {
+    return NextResponse.json({ error: 'Invalid key' }, { status: 422 })
+  }
+  if (typeof body.value !== 'string') {
+    return NextResponse.json({ error: 'value required' }, { status: 422 })
+  }
+
+  const { error } = await supabase.from('app_settings').upsert({
+    key: body.key,
+    value: body.value,
+    updated_at: new Date().toISOString(),
+    updated_by: user.id,
+  })
+  if (error) return NextResponse.json({ error: 'Save failed' }, { status: 500 })
+
+  await supabase.rpc('write_audit_log', {
+    p_table_name: 'app_settings',
+    p_record_id: user.id,
+    p_action: 'UPDATE',
+    p_new_value: { key: body.key, set: Boolean(body.value) } as never,
+  })
+
+  return NextResponse.json({ ok: true })
+}
diff --git a/components/settings/api-key-form.tsx b/components/settings/api-key-form.tsx
new file mode 100644
index 0000000..eb71402
--- /dev/null
+++ b/components/settings/api-key-form.tsx
@@ -0,0 +1,90 @@
+'use client'
+
+import { useState } from 'react'
+
+type SettingStatus = { set: boolean; updated_at: string | null }
+
+interface Props {
+  settings: Record<string, SettingStatus>
+}
+
+const KEY_LABELS: Record<string, string> = {
+  ANTHROPIC_API_KEY: 'Anthropic API Key (Claude)',
+  VOYAGE_API_KEY: 'Voyage AI API Key (Embeddings)',
+}
+
+export function ApiKeyForm({ settings }: Props) {
+  const [values, setValues] = useState<Record<string, string>>({
+    ANTHROPIC_API_KEY: '',
+    VOYAGE_API_KEY: '',
+  })
+  const [saving, setSaving] = useState<Record<string, boolean>>({})
+  const [results, setResults] = useState<Record<string, 'ok' | 'error'>>({})
+
+  async function save(key: string) {
+    setSaving(s => ({ ...s, [key]: true }))
+    setResults(r => ({ ...r, [key]: undefined as never }))
+    try {
+      const res = await fetch('/api/settings', {
+        method: 'POST',
+        headers: { 'Content-Type': 'application/json' },
+        body: JSON.stringify({ key, value: values[key] }),
+      })
+      setResults(r => ({ ...r, [key]: res.ok ? 'ok' : 'error' }))
+      if (res.ok) setValues(v => ({ ...v, [key]: '' }))
+    } catch {
+      setResults(r => ({ ...r, [key]: 'error' }))
+    } finally {
+      setSaving(s => ({ ...s, [key]: false }))
+    }
+  }
+
+  return (
+    <div className="space-y-6">
+      {Object.keys(KEY_LABELS).map(key => {
+        const status = settings[key]
+        return (
+          <div key={key} className="bg-white rounded-xl shadow-sm p-5">
+            <div className="flex items-center justify-between mb-1">
+              <label className="text-sm font-semibold text-gray-800">{KEY_LABELS[key]}</label>
+              <span className={`text-xs font-medium px-2 py-0.5 rounded-full ${
+                status?.set
+                  ? 'bg-green-100 text-green-700'
+                  : 'bg-yellow-100 text-yellow-700'
+              }`}>
+                {status?.set ? 'Configured' : 'Not set'}
+              </span>
+            </div>
+            {status?.set && status.updated_at && (
+              <p className="text-xs text-gray-400 mb-3">
+                Last updated {new Date(status.updated_at).toLocaleDateString('en-MY')}
+              </p>
+            )}
+            <div className="flex gap-2 mt-3">
+              <input
+                type="password"
+                value={values[key]}
+                onChange={e => setValues(v => ({ ...v, [key]: e.target.value }))}
+                placeholder={status?.set ? 'Enter new key to replace…' : 'Enter API key…'}
+                className="flex-1 border border-gray-300 rounded-lg px-3 py-2 text-sm focus:ring-2 focus:ring-blue-500 focus:border-transparent font-mono"
+              />
+              <button
+                onClick={() => save(key)}
+                disabled={saving[key] || !values[key]}
+                className="bg-blue-600 text-white rounded-lg px-4 py-2 text-sm font-semibold disabled:opacity-50 hover:bg-blue-700"
+              >
+                {saving[key] ? 'Saving…' : 'Save'}
+              </button>
+            </div>
+            {results[key] === 'ok' && (
+              <p className="text-xs text-green-600 mt-2">Saved. Reload the page to confirm.</p>
+            )}
+            {results[key] === 'error' && (
+              <p className="text-xs text-red-600 mt-2">Save failed. Check your permissions.</p>
+            )}
+          </div>
+        )
+      })}
+    </div>
+  )
+}
diff --git a/lib/claude/client.ts b/lib/claude/client.ts
index 009e3a2..76264ba 100644
--- a/lib/claude/client.ts
+++ b/lib/claude/client.ts
@@ -1,5 +1,5 @@
 import Anthropic from '@anthropic-ai/sdk'
 
-export const anthropic = new Anthropic({
-  apiKey: process.env.ANTHROPIC_API_KEY ?? '',
-})
+export function createAnthropicClient(apiKey: string): Anthropic {
+  return new Anthropic({ apiKey })
+}
diff --git a/lib/claude/embed.ts b/lib/claude/embed.ts
index a440b50..8fa6470 100644
--- a/lib/claude/embed.ts
+++ b/lib/claude/embed.ts
@@ -1,10 +1,11 @@
-export async function embedText(text: string): Promise<number[]> {
-  if (!process.env.VOYAGE_API_KEY) throw new Error('VOYAGE_API_KEY is not set')
+export async function embedText(text: string, apiKey?: string): Promise<number[]> {
+  const key = apiKey ?? process.env.VOYAGE_API_KEY
+  if (!key) throw new Error('VOYAGE_API_KEY is not set')
   const res = await fetch('https://api.voyageai.com/v1/embeddings', {
     method: 'POST',
     headers: {
       'Content-Type': 'application/json',
-      'Authorization': `Bearer ${process.env.VOYAGE_API_KEY}`,
+      'Authorization': `Bearer ${key}`,
     },
     body: JSON.stringify({ input: [text], model: 'voyage-3-lite' }),
   })
diff --git a/lib/settings.ts b/lib/settings.ts
new file mode 100644
index 0000000..8dbe0f1
--- /dev/null
+++ b/lib/settings.ts
@@ -0,0 +1,17 @@
+import type { SupabaseClient } from '@supabase/supabase-js'
+
+export async function getApiKey(supabase: SupabaseClient, key: string): Promise<string> {
+  try {
+    const { data } = await supabase
+      .from('app_settings')
+      .select('value')
+      .eq('key', key)
+      .single()
+    if (data?.value) return data.value
+  } catch {
+    // fall through to env
+  }
+  const env = process.env[key]
+  if (env) return env
+  throw new Error(`${key} not configured. Add it in Settings (/hse/settings) or as an environment variable.`)
+}
diff --git a/supabase/migrations/20260711000014_app_settings.sql b/supabase/migrations/20260711000014_app_settings.sql
new file mode 100644
index 0000000..ff6f04f
--- /dev/null
+++ b/supabase/migrations/20260711000014_app_settings.sql
@@ -0,0 +1,25 @@
+create table if not exists app_settings (
+  key        text primary key,
+  value      text not null,
+  updated_at timestamptz not null default now(),
+  updated_by uuid references users(id)
+);
+
+-- Only admins can read or write settings
+alter table app_settings enable row level security;
+
+create policy "admin_select_settings" on app_settings
+  for select using (
+    exists (select 1 from users where id = auth.uid() and role = 'admin')
+  );
+
+create policy "admin_update_settings" on app_settings
+  for all using (
+    exists (select 1 from users where id = auth.uid() and role = 'admin')
+  );
+
+-- Placeholder rows (empty value means "use env var")
+insert into app_settings (key, value) values
+  ('ANTHROPIC_API_KEY', ''),
+  ('VOYAGE_API_KEY', '')
+on conflict (key) do nothing;
diff --git a/tests/api/incidents/quality-check.test.ts b/tests/api/incidents/quality-check.test.ts
index 0bd4b10..7455b9a 100644
--- a/tests/api/incidents/quality-check.test.ts
+++ b/tests/api/incidents/quality-check.test.ts
@@ -9,7 +9,7 @@ vi.mock('@/lib/supabase/server', () => ({
 }))
 
 vi.mock('@/lib/claude/client', () => ({
-  anthropic: {
+  createAnthropicClient: vi.fn().mockReturnValue({
     messages: {
       create: vi.fn().mockResolvedValue({
         content: [{
@@ -19,7 +19,11 @@ vi.mock('@/lib/claude/client', () => ({
         }],
       }),
     },
-  },
+  }),
+}))
+
+vi.mock('@/lib/settings', () => ({
+  getApiKey: vi.fn().mockResolvedValue('sk-test-key'),
 }))
 
 describe('POST /api/incidents/ai/quality-check', () => {
diff --git a/tests/api/incidents/triage-suggest.test.ts b/tests/api/incidents/triage-suggest.test.ts
index 1f61b52..418320f 100644
--- a/tests/api/incidents/triage-suggest.test.ts
+++ b/tests/api/incidents/triage-suggest.test.ts
@@ -26,7 +26,7 @@ vi.mock('@/lib/supabase/server', () => ({
 }))
 
 vi.mock('@/lib/claude/client', () => ({
-  anthropic: {
+  createAnthropicClient: vi.fn().mockReturnValue({
     messages: {
       create: vi.fn().mockResolvedValue({
         content: [{
@@ -43,7 +43,11 @@ vi.mock('@/lib/claude/client', () => ({
         }],
       }),
     },
-  },
+  }),
+}))
+
+vi.mock('@/lib/settings', () => ({
+  getApiKey: vi.fn().mockResolvedValue('sk-test-key'),
 }))
 
 describe('POST /api/incidents/[id]/ai/triage-suggest', () => {